Stress Test Scenarios
Model how your portfolio behaves under various market shocks. See which accounts get hit hardest and which stay insulated. Pick a pre-built scenario or roll your own.
Pick a scenario
Net worth before
$33.6B
current
Net worth after
$27.5B
under Broad correction (−20%)
Total loss
$6.09B
17.9% of assets
$ insulated
$27.9B
82% of assets
AI Sanity Check
Ask Claude to critically evaluate this scenario's assumptions and tell you where the model is wrong, oversimplified, or missing real risks for YOUR specific portfolio.
Per-account impact
7 exposed · 2 partial · 3 insulated · 3 debt obligations. Assets sorted by biggest $ loss first; debts at bottom.
| Account | Before | After | Loss $ | Loss % | Class | ||
|---|---|---|---|---|---|---|---|
Individual Bruce Wayne | $10.4B | $8.12B | −$2.23B | 21.6% | Exposed | ||
Brokerage Bruce Wayne | $7.04B | $5.76B | −$1.28B | 18.2% | Exposed | ||
Brokerage Vicky Vale | $5.07B | $4.17B | −$893.5M | 17.6% | Exposed | ||
Amazon 401(k) Bruce Wayne | $4.38B | $3.64B | −$744.6M | 17.0% | Exposed | ||
Roth IRA Bruce Wayne | $1.88B | $1.50B | −$375.2M | 20.0% | Exposed | ||
Roth IRA Vicky Vale | $1.72B | $1.37B | −$343.0M | 20.0% | Exposed | ||
Crypto (Bitcoin ETF) Bruce Wayne | $744.0M | $558.0M | −$186.0M | 25.0% | Exposed | ||
Lakeshore Ventures SPV Bruce Wayne | $600.0M | $570.0M | −$30.0M | 5.0% | Partial | ||
Redwood Ventures SPV Bruce Wayne | $350.0M | $332.5M | −$17.5M | 5.0% | Partial | ||
High-Yield Savings Bruce Wayne | $1.20B | $1.20B | — | — | Insulated | ||
Checking Bruce Wayne | $260.0M | $260.0M | — | — | Insulated | ||
Physical Gold + ETF Bruce Wayne | $380.0M | $399.0M | — | — | Insulated | ||
Margin Line Bruce Wayne | $180.0M | $180.0M | — | — | Debt — owed | ||
Student Loan Vicky Vale | $145.0M | $145.0M | — | — | Debt — owed | ||
Amazon 401(k) loan Bruce Wayne | $60.0M | $60.0M | — | — | Debt — owed | ||
| Total | $34.0B | $27.9B | −$6.09B | 17.9% |
Methodology notes: For accounts with security-level holdings (Robinhood, most Vanguard, Charles Schwab), shocks apply per-ticker using the scenario's asset-class definitions. For accounts without holdings detail (some 401k allocations, IRAs), an equity assumption is used: 401k → 85% equity, Roth/Trad IRA → 90-95% equity, brokerage → 100% equity, cash → 0%, gold → gold-specific shock, private credit → 0%. Click any row to see what was applied. AMZN gets a 3-layer shock (broad market + mega-tech + AMZN-specific) where applicable. Liabilities held constant — does not model PLOC interest rate changes. This is a back-of-envelope tool, not a guarantee.